The Young Drivers - How to Get the Lower Insurance Rates

The second thing you need to consider is your rear axle ratio. The general rule of thumb, with exceptions, is that most vehicles with a rear gear in the high twos or low threes (2.73, 3.08, 3.23, 3.36, etc.) will be a good candidate for the TKO500. The low 3.27:1 first gear in the TKO500 will give you much better off the line acceleration than a typical four speed, and help compensate for the "highway gear" in the rear axle. Anything with an axle ratio in the high threes and up (3.73, 3.90, 4.10, 4.30, 4.56, etc.) would be better suited to the TKO600. With a rear axle ratio of 3.73:1 or higher (numerically), your car doesn't need as much "help" off the line as the numerically lower axle ratios do, and the slightly taller overdrive of the TKO600 with the 0.64 fifth gear will lower your highway RPM a little bit more than the 0.68:1 that is in the TKO-500. If you have an axle ratio in the mid-threes, (3.42, 3.50, 3.55 you could go with either one, and the right choice will depend on the third and fourth factors.

That is the impact of a high profiling sporting event and the same thing happens when the football season restarts or when sports such as athletics, gymnastics or swimming receive some prime airtime on our TV channels. No doubt lots of children who were watching Beth Tweddle take a gold medal in the World Gymnastics Championships held in London during October will be asking their parents how they get to do the same thing. There will undoubtedly be lots of young boy racers who are now more eager to get into a go-kart and start following in new World Champion Jenson Button's footsteps on the motor racing circuits.

First, consider buying a car that is older, and thus cheaper both to purchase and to cover. Smaller cars are also much more affordable for you to cover with cheap car insurance, they are also typically safer.

Single females under age 21 who meet their state's non-principal driver requirements can have their rates lowered from the $630- $810 range to as little as $328 ($630 X .65 non-principal driver credit - $410 X .80 multi-car discount = $328.00) for a 48 percent savings. The operator training and good student discounts could further reduce the above premium by another 5-10 percent where applicable.

SUVs also usually result in higher insurance bills, thanks to the increased safety risk, higher maintenance costs, and the overall popularity of SUVs. On survey showed that SUV owners would pay between 5 and 19 per cent more for their car insurance because they own a SUV.

There is also a bit of a myth that younger drivers like fast cars, which they probably do, but then so does everyone - unfortunately younger drivers pay the price literally for the combination of these two factors.